We remember working for large organizations and it being a badge of honour.   Both of us have worked for global organizations such as Coca-Cola, Kraft, Oracle, Nestle, etc; we loved our jobs and the people we worked with.  However, many times, employees work much longer hours and put in much more effort than they are contractually obligated to, we remember in our younger years (and also later on) working 60+ hours a week.  It is all part of being in the corporate world and is generally accepted by all employees.  An exercise you could do is to divide your salary by the number of hours you actually work to get what you actually make per hour, then extrapolate that out to a typically yearly salary on average of 8 hours a day.

Annual Salary:                                                                             $100,000
Typical 40 hour work week (yearly hours):                                           2080
Average hourly wage:                                                                    $   48.08

60 hour work week (yearly hours):                                                       3120
Average hourly wage:                                                                    $    32.05
ACTUAL ANNUAL SALARY (assume 8hrs/day                        $  66,664

As you can see your hourly wage dramatically decreases the more hours you put in.  Even as we got promoted and started managing teams of people, it seemed accountability and responsibility increase but work/life balance does not improve.  We each have 3 children, our time was one of the factors that influenced us going out on our own.  It was difficult to be home for drop off/pick up, making activities, and also the scheduling given we traveled with work quite a bit, and worked long hours.   Don’t get us wrong, we did love our jobs, and really didn’t mind putting in the extra hours, however, the key question would be “if money was not an issue, would you rather spend your time at work, or doing other things?”.

Corporations today have gotten better in the work/life balance, but the socially accepted standard is still in favour of the employer and rarely do salaried employees work 40 hours or less.  With time being the ONLY variable that we cannot get back (or produce more of) we look at it as the most important variable in our lives.  As real estate investors, we look at the current model on society and think there must be a better way.  Having a Job is not as secure as is was in previous generations, investments have been speculative, and banks or government bonds pay next to 0% on your savings.   Also, savings alone is a losing game as our dollar gets worth less and less the more time we hold it.  Traditional investments like stocks and mutual funds typically earn a very modest Return (Above 6% consistently if we are lucky).

The way we look at life and money is that we cannot be reliant on only one stream of income, and we need to use alternatives that have money always working (ie: money should be making money as you sleep).  The average middle class segment is shrinking and shrinking as investments are not producing, salaries are not increasing with inflations, and cost of living is increasing.  If we start diversifying how we produce income, and find ways to have our savings work harder for us, we will all be able to move ahead.

As real estate investors, we have found that avenue that allows us to hit the main things we are looking for: Increased time for the things that are important to us, Higher income coming in, and having our money always working to build long-term wealth for our future.  It doesn’t have to be real estate for you, but if you are struggling with your time/money balance, perhaps there are other avenues worth investigating further.

Visit us at www.VenturePropertyInvestments.com and our pages on facebook or LinkedIn to learn more about how we invest in real estate to profit in both an increasing or decreasing housing market.  Or contact us if you would like to learn how we are providing double digit returns for our partner’s and clients year over year.

Until Next Time,
Build Wealth. Live Life

If you haven’t come out to one of our events, feel free to visit our events page on our site at https://venturepropertyinvestments.com/events/.  If you are just starting out, or a seasoned pro, come out to Learn and Network with others like you.

Martin Kuev & Chris Shebib are full time Real Estate Investors, Realtors and Wealth Coaches who have over 20 years experience in Real Estate.  With multi-million-dollar real estate portfolios and a team built over the past decade, they left the corporate world to have the flexibility to spend time with family, continue their own real estate investments and help others build long-term wealth.

Both Chris & Martin are first and foremost Husbands, and Fathers.  Both are actively involved with their families and each have 3 daughters keeping home life full of surprises.

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